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How to Withdraw BCA Cash without ATM 2022

How to Withdraw BCA Cash without an ATM

How to withdraw BCA cash without an ATM is being sought after by BCA customers, so we are interested in discussing and sharing the information in this article.

What you need to know, how to withdraw cash at a BCA ATM without a card can be done easily. Because you as a customer can take advantage of the activated BCA Mobile (m-banking BCA) service.

With this method of withdrawing cash at a BCA ATM without a card, this is certainly very helpful, especially for customers who often forget to bring their wallet or ATM card when leaving the house.

In addition, with the presence of the BCA cardless cash withdrawal feature in the BCA m-banking application, customers no longer need to worry when they need cash.

All you have to do is open your smartphone and the BCA Mobile application, then follow the instructions provided to make a cash withdrawal at an ATM.

In other words, BCA customers can make cash withdrawal transactions at ATMs even if the debit card is damaged, lost, or cannot be read by the machine.

Not only cash withdrawals, but you as a BCA customer can also make cash deposits without a debit card at an ATM machine.

Well, here we will share information about how to withdraw BCA cash without an ATM that can be learned and applied.

1. How to Withdraw BCA Cash without an ATM on the BCA Mobile Application

How to Withdraw BCA Cash without an ATM
How to Withdraw BCA Cash without an ATM on the BCA Mobile Application

BCA Mobile is an application that can be used if you want to make cash withdrawal transactions, guys.

Therefore, before running the process, make sure first if you have downloaded the application and activated the account.

How to withdraw BCA cash without an ATM in the BCA Mobile application, as follows:

  • The first step is to open your BCA Mobile application.
  • Then login with username and password.
  • Then open the “Cardless” menu on BCA mobile then select “Withdraw”.
  • Then select the source of funds account then enter the nominal to be withdrawn.
  • After that, enter your mBCA PIN and you will get a 6-digit transaction code.
  • Find the nearest BCA Tunai ATM then enter your card and ATM PIN after that select “Cardless Transaction”.
  • Enter your BCA Mobile number and then enter the 6-digit transaction code received earlier.
  • Completed and the cash withdrawal transaction process without a BCA ATM card was successful.

Please note and remember that the transaction code you get is confidential and is only valid for one hour after receiving the code from BCA mobile.

So don’t let you pass the time limit and if the code is not used, then the money or balance in your account will not decrease.

2. How to Deposit BCA Cash without an ATM Using the BCA Mobile Application

How to Withdraw BCA Cash without an ATM
How to Deposit BCA Cash without an ATM Using the BCA Mobile Application

Not only how to withdraw BCA cash without an ATM, but we will also share how to deposit cash without an ATM card, guys.

While the process or steps are not much different from cash withdrawals, because they both use the BCA Mobile application, guys.

For how to deposit BCA cash without an ATM using the BCA Mobile application, they are as follows:

  • The first step is to open your BCA Mobile application.
  • Then login with username and password.
  • After that, open the “Cardless” menu in BCA Mobile then select “Deposit” and select the account you want to use. Enter your mBCA PIN and you will get the next 6 digit transaction code.
  • Next, look for the nearest BCA Cash Deposit ATM then select “Cardless Transactions”.
  • Then enter your BCA Mobile number, then enter the 6-digit transaction code and deposit the money at the ATM. Make sure the amount listed is correct and the cash deposit transaction without a BCA ATM card is complete!

Please note that BCA Cash Deposit ATMs only accept IDR 50,000 and IDR 100,000 denominations.

Not only that, BCA Cash Deposit ATMs will also not accept if the money used for cash deposits is damaged.

Therefore, make sure the money to be deposited is neat, not damaged, and not folded.

Tips for Overcoming Lost BCA ATM Cards

How to Withdraw BCA Cash without an ATM
Tips for Overcoming Lost BCA ATM Cards

After knowing how to withdraw BCA cash without an ATM, you also need to know how or tips to deal with a lost ATM card.

If you are losing an ATM, then it’s a good idea to apply some of the tips that we will share with you guys.

Tips for dealing with a lost ATM card are as follows:

1. Contacting Customer Service at Halo BCA

The first tip that can be applied if the BCA ATM card is lost is to contact the BCA call center service on WhatsApp Halo BCA at 0811-1500-998.

Make sure there is a verification logo or green tick on the account then you can chat with Halo BCA customer service.

Submit a complaint or problem that you are experiencing, so that the best solution can be given to overcome it.

2. Contacting Twitter Social Media

If you don’t want to use WhatsApp, you can contact BCA via the Twitter account @haloBCA.

You can choose between mentioning or contacting via direct message (DM).

Before sending a tweet, make sure first that you have marked the original BCA account with a blue tick.

Also make sure that your Twitter account is not locked or locked so that your tweets can be read by their Twitter.

Is BCA Cash Withdrawal Service without an ATM Safe?

Tips for Overcoming Lost BCA ATM Cards
Is BCA Cash Withdrawal Service without an ATM Safe?

When you talk about how to withdraw BCA cash without an ATM, you will certainly not be separated from the question of whether the BCA cash withdrawal service without an ATM is safe?

What you need to know is that currently a number of national banks have launched cardless cash withdrawal services.

Usually this feature can be used with each bank’s application and the service offers convenience for customers to withdraw cash at ATM machines or partners who have collaborated without the need to use a debit card.

As one of the banks that has a cardless feature, PT Bank Central Asia Tbk or BCA assesses that this service is also safer than cash withdrawals using a debit card.

“Are (cardless transactions) safer? Yes, because there are at least three main reasons why cash withdrawals without a card are safer than withdrawals using a debit card.

First, cardless services can prevent customers from the practice of skimming crimes, which target customers’ debit card information at ATM machines.

So it is definitely anti-skimming, because transactions are carried out without using a card.

Second, to ensure customer security, cardless transactions use a special code created by BCA and sent directly to the mobile banking application of customers who use the service.

Third, every cardless transaction also has a time limit and is usually one hour.

The transaction process will be canceled, if after the specified time limit you as a customer do not make transactions at the ATM.

The final word

Thereby how to withdraw BCA cash without an ATM that can be learned and applied.

Not only cash withdrawals, but we also share information about how to deposit BCA cash, guys.

The two methods that we share can be the best solution when an ATM card is lost, damaged or swallowed but you want to make a transaction.

In order for the cash withdrawal process to be successful, make sure you have activated the BCA mobile service.