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How to Pay Gopay Paylater 2022

How to Pay Gopay Paylater

How to pay Gopay Paylater can be done easily, but not many Gopay users know, so we are interested in discussing and sharing the information in this article.

GoPayLater or GoPay PayLater is a buy now pay later service provided by Gojek.

This GoPayLater service can be used both in the Gojek and Tokopedia application ecosystems.

In contrast to GoPay, which is a digital wallet, GoPay PayLater provides loans to buyers to make transactions and are paid at the end of the month.

What you need to know, this feature can only be used for people who are at least 21 years old and are Indonesian citizens with ID cards.

Well, here we will share information about how to pay Gopay Paylater that need to be known and can be applied.

1. How to Activate GoPay PayLater Service

How to Pay Gopay Paylater
How to Activate GoPay PayLater Service

Before paying for GoPay PayLater, you must first have the latest version of the Gojek application and know how to activate the service.

If you already have the application, then you need to activate the GoPay PayLater service.

How to activate the GoPay PayLater service as follows:

  • The first step, please click “GoPayLater” in the Gojek application then enter the OTP code and you will get an explanation about GoPayLater.
  • Then click “Register Now” then Fill in your personal data, upload a photo of your ID card and take a selfie with your ID.
  • Wait for your personal data and photo ID to be processed and digitally signed and GoPayLater is ready to use.

2. How to Use GoPay PayLater on Tokopedia

How to Pay Gopay Paylater
How to Use GoPay PayLater on Tokopedia

As previously explained, GoPayLater can also be used in Tokopedia e-commerce.

So, before we share how to pay for Gopay PayLater, you also need to know how to use the GoPay PayLater service on Tokopedia.

How to use GoPay PayLater on Tokopedia, as follows:

  • The first step, please select the banner on GoPay at Tokopedia.
  • Then click Connect Now and make sure the existing Tokopedia cellphone number is the same as the registered GoPay cellphone number
  • Then click Continue then enter the OTP code sent to your cellphone after that click Confirm.
  • Then enter your GoPay PIN then click Confirm.
  • GoPay has been successfully connected and you can start shopping.

3. How to Pay Gopay Paylater

How to Pay Gopay Paylater
How to Pay Gopay Paylater

To pay GoPay PayLater bills, you can use the Gojek application directly and then choose the Gopay service.

Later, you can see complete information regarding balance limits, order history, and the amount of bills to be paid on the main page or GoPayLater homepage.

Likewise with the due date of GoPayLater bills which usually ends at midnight on the last day of each month.

The way to pay for GoPay PayLater is as follows:

  • Click Pay to view the details of the GoPayLater transaction first.
  • Then click Pay Bills then enter the Gojek PIN to continue the payment.
  • Bill payment was successful.

Interest and Fines for GoPay PayLater Service Bills

How to Pay Gopay Paylater
Interest and Fines for GoPay PayLater Service Bills

After knowing how to pay for GoPay PayLater, we will then share information about the interest and fines that will be charged from the money you borrow on the GoPay PayLater service.

GoPay PayLater service users are not charged interest, but there is a transaction fee that must be paid every time you use GoPay PayLater.

The amount of the transaction fee is around IDR 25,000 per month and the fee will not be withdrawn if within one month, you do not use GoPay PayLater.

While on the other hand, GoPay PayLater fines are imposed if you are late in paying the bill according to the specified due date.

The GoPay PayLater payment due date occurs at the end of every month and the GoPay PayLater fine is IDR 2,000 per day.

The GoPay PayLater fine will begin to be given every 6th of the following month if you as a user do not immediately pay the bill on the last day of each month as specified.

However, those of you who use the GoPay PayLater service will be given a period of five days to pay all bills before being subject to daily fines.

If you are still unable to make a payment on the 5th at 23:59:59 WIB in the following month, a daily fine of IDR 2,000 will be applied starting on the 6th.

However, the amount of the fine will be regulated so that it does not exceed the total number of transactions made by service users due to adjusting the GoPay PayLater transaction fee.

Advantages of GoPay Paylater Features

How to Pay Gopay Paylater
Advantages of GoPay Paylater Features

In addition to the easy way to pay Gopay Paylater, Gopay Paylater also has various advantages.

These advantages will certainly be obtained by its users when using its services.

The advantages of the GoPay PayLater feature are as follows:

  • The Paylater button is used at the top so that customers can use it easily and quickly.
  • The transaction system is very clean, because on the page you can choose the option to use cash, Gopay or Paylater stability. If you previously used Paylater, the next transaction will routinely use Paylater with the help of using the default until the system updates it with another pricing method.
  • Transparent Billing Amount. This transparency is very important so that consumers can see the history of the bill and how much has been paid.
  • Can pay for Other Services. There are several agents who are billed with Gopay, even though the company is outside the control of Gojek, but its users can still pay bills with the Paylater feature.
  • Features Exactly Same as Balance. If you buy in installments, this Paylater has the same benefits as the Gopay Balance function. In general, there may be a postage discount for using stability other than Paylater, but it will be seen if you buy with Gopay Balance and pay instantly.

The final word

This is information about how to pay GoPay PayLater that need to be known and can be applied.

Gojek is not only useful as a means of transportation, ordering food and goods, but also being able to provide new services such as online shopping, bill payments, purchases and top ups.

With the GoPay PayLater feature, it can be the best solution when you need funds in a short time.

Although it can be a solution, we recommend that you borrow money from these services according to your needs and ability to pay guys.