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How to Activate BNI 2022 SMS Banking

How to Activate BNI SMS Banking

How to activate BNI SMS Banking for Bank Negara Indonesia customers, this can be done using electronic banking services or e-Banking for transaction purposes.

The intended electronic service can be through BNI internet Banking machines, BNI Mobile Banking and BNI SMS Banking (BNI SMS Banking).

BNI SMS Banking services can be used by customers if they want to check balances, top up credit, transfers to pay BNI credit card bills easily.

You only need to send an SMS message to number 3346 with the specified format.

Unlike the case with Internet Banking and Mobile services that require certain devices, SMS Banking can be used on all types of mobile phones as long as your credit is still filled.

To use the BNI SMS banking service, the customer will be charged a pulse fee that applies every time a customer sends or receives a BNI SMS Banking notification.

Details of the cost when sending BNI SMS Banking format for Telkomsel providers, namely Rp. 300-400 and for other providers it is Rp. 250 to Rp. 400.

Meanwhile, BNI SMS Banking fees when receiving notifications for Telkomsel providers in non-financial transactions are IDR 600-660.

Then for financial notifications of Rp. 1,200 to Rp. 1,320.

For other providers in non-financial transactions, BNI SMS Banking is Rp. 300-650 and financial notifications are Rp. 935 to Rp. 1,300.

BNI’s SMS Banking service can be used by BNI ATM card holders from Taplus Muda, Taplus and Individual Current Accounts.

BNI Debit ATM cards are owned by customers who are required to have an active status for transactions.

Then, how How to activate BNI SMS Banking (Bank Negara Indonesia)? Read more in the article below.

Requirements for How to Activate BNI SMS Banking

How to Activate BNI SMS Banking
Requirements for How to Activate BNI SMS Banking

Before activating the SMS Banking feature of Bank BNI, you must first understand some of the terms and conditions for users of the SMS Banking feature of Bank BNI.

Why is that? Because not everyone can enjoy these features. The terms and conditions for activating BNI SMS Banking are as follows:

  • Download and install the BNI Mobile application via the following link (Download BNI Mobile Apk).
  • Have an ID card or other identification.
  • Have an active BNI savings account.
  • Have a BNI savings book.
  • Have an ATM card.
  • Have an active cellphone number that can be contacted.
  • Have an email account that is used daily.
  • Have a mobile device with a smooth internet network.
  • Activation to the nearest BNI Bank office.

Make sure you can fulfill all of these requirements for a smooth activation process for the BNI Banking feature.

If something is missing, it would be better if you consult first through the BNI Call Center at 1500046.

Registering and activating Bank BNI’s SMS Banking feature is very easy, you can activate it via your cellphone with the help of Customer Service or an ATM machine by registering independently.

You can use BNI’s SMS Banking feature for financial and non-financial transactions.

SMS Banking with financial transaction features is an SMS Banking feature that you can use to check balances, pay bills, check mutations, transfer money or others.

Meanwhile, non-financial SMS Banking is BNI SMS Banking which can only be used to check mutations and check balances.

Then, how to activate Bank BNI SMS Banking? Here are some steps you need to take to activate Bank BNI SMS Banking.

The first thing you have to do is register through an ATM machine to activate and enjoy the SMS Banking feature of BNI Bank.

1. How to Activate BNI SMS Banking by Registering SMS Banking Via an ATM Machine

How to Activate BNI SMS Banking
How to Activate BNI SMS Banking by Registering SMS Banking Via an ATM Machine

The steps for activating BNI SMS Banking through an ATM machine that you can use as a guide are as follows:

  • Go to a BNI ATM and insert your ATM card into the ATM machine.
  • Then select Indonesian and then enter the ATM PIN.
  • Then select the “More” menu and select registration.
  • Then click BNI SMS Banking and press “Agree”.
  • Enter the mobile number that will be used to activate the BNI SMS Banking feature.
  • Select “Yes” if correct.
  • Enter the BNI Bank SMS Banking PIN that you will use.
  • Repeat up to two times entering the PIN.
  • Done! The transaction receipt will be out soon.
  • This receipt will display the SMS Banking Username that you use to enter the Mobile Banking feature.

Please save this receipt carefully, later you will use it to activate via SMS Banking on your cellphone or to Customer Service.

2. How to Activating BNI SMS Banking Via Android Phone Easily

How to Activate BNI SMS Banking
How to Activating BNI SMS Banking Via Android Phone Easily

After registering through an ATM machine, the next step is for you to just activate the SMS Banking feature of BNI Bank.

You can activate SMS Banking via Smartphone but will only get non-official BNI Bank SMS Banking features.

That is, you can only transact to carry out the checking process without making money transactions.

Meanwhile, the steps for activating BNI SMS Banking via a Smartphone that you can follow are as follows:

  • Please visit the Play Store and search for BNI Mobile (Download the BNI Mobile Play Store Application).
  • Next install the application and wait until the installation process is complete.
  • After that, open the BNI Mobile Banking application and select the enter button.
  • Enter the user ID and BNI Credit Card number that you have.
  • After that select “YES” to send the OTP code.
  • Later you will get a verification SMS that must be sent to number 3346.
  • Make sure the credit on your cellphone is sufficient and press “Send”.
  • You will receive an SMS in the form of an OTP code.
  • Reopen the BNI Bank Mobile Banking application.
  • Then enter the OTP code.
  • Next you are asked to create a PIN, please create a PIN as needed and select “Save”.
  • After the activation process via cellphone is complete, now you can use the SMS Banking feature of BNI Bank.
Until this stage, the steps of how to activate BNI bank SMS Banking via smartphone have been completed.

However, you can only use the non-financial BNI SMS banking feature if you make financial transactions.

3. How to Activate BNI SMS Banking through Branch Office Customer Service

How to Activate BNI SMS Banking
How to Activate BNI SMS Banking through Branch Office Customer Service

Activate your BNI SMS Banking feature to make financial transactions through the nearest BNI branch office.

How to activate BNI SMS Banking is quite easy to do, you can follow the steps below, which are as follows:

  • Come to the nearest BNI branch office.
  • Bring a BNI Bank SMS Banking registration receipt obtained from an ATM machine.
  • Please take the queue to CS.
  • After it is your turn to enter, state your intentions and goals to activate the SMS Banking feature of BNI Bank.
  • Then submit the BNI Bank SMS Banking registration receipt
  • Later CS will ask for your passbook and ATM card and ID card.
  • After that, the activation process is carried out immediately
  • CS will install Mobile Banking BNI Apk and follow the given processes.

When the activation process is carried out through a branch office, then you must ensure that the cellphone number has sufficient credit.

If it is active, you can use the financial features of Bank BNI’s SMS Banking.

Usefulness of Using SMS Banking

How to Activate BNI SMS Banking
Usefulness of Using SMS Banking

If you see the process for activating BNI SMS Banking via HP as above, it’s certainly easy, isn’t it? Did you know that the BNI SMS Banking feature has many uses, including:

  • Check the remaining balance available in your BNI account.
  • Check account mutations.
  • Make money transactions to other people or banks.
  • Perform internet, telephone, electricity and other bill transactions
  • Pay IndiHome bills through BNI Bank
  • There are several features of bill payment transactions and electronic money purchases.
  • Can change passwords and so on
  • Can be downloaded on Android and iOS on the Play Store and Windows App Store.

SMS Banking is the best solution to make transactions easily for 24 hours, wherever and whenever you can still transact easily.

The final word

That’s the discussion about How to activate BNI SMS Banking on the Smartphone that we can share with you.

Hopefully this article can help and make it easier for you to activate without having to queue for a long time.

If you have friends who also have similar problems, you can share this article to help solve them.

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