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10 Best Personal Finance Management Apps on Android 2022

Bigger pegs than poles” is a proverb which means that expenses are more than income. Many of us who experience this problem so that we always experience financial problems every month.

So, have you experienced anything like this? One solution that you have to do is manage your finances as well as possible. Some people may entrust a financial accountant for the matter.

But now you don’t have to spend money hiring a personal accountant to set a monthly budget.

Just download some of the following financial management apps on your Android device. So, the application will help you to manage finances in your daily life.

1. AndroMoney (Expense Track)


This app can track your income and expenses in a simple and detailed view. The app will display detailed custom budgets, graphs showing your expenses, and storage capacity via Dropbox and Google Docs.

This application will help you determine the budget for traveling and watching movies, eating, gadgets, household and furniture needs, to shopping for clothes. Please download the application via the Play Store here.

2. Money Lover

Money Lover

Need an assistant to manage your personal finances? Consider installing Money Lover which is a very easy and practical financial management application.

Some of the features available in this application, such as budget, savings, and events, are tasked with managing your monthly expenses for various needs, from food, transportation, and entertainment.

With Money Lover, you can practically control all your expenses. So, you don’t have to bother writing your personal financial statements on a piece of paper. Because now you can monitor your income and expenses only through the Money Lover application.

3. Monefy

Monefy financial management app

You will definitely agree that this application has a very beautiful appearance eye-catching and simple. Yes, simplicity is needed in financial management applications.

The reason is, you are certainly already quite complicated in managing finances, if you have to look at complicated applications again, then your financial arrangements will be chaotic.

Monefy has several categories that you can use to manage your budget. Interface simple and effective is the mainstay of this application.

You simply enter the amount of funds, then select the right category. This application offers convenience in managing your daily finances.

4. Book Stall


BukuWarung is a financial application that is suitable for both personal and business use. This application was developed to provide an easy, free, and secure financial recording solution.

Plus, this BukuWarung application has many reliable features that can make it easier for you to manage and monitor financial flows.

Call it features Record Debt, You can record and find out anyone’s remaining debt easily. Just click on the name, then all debt history until the remaining arrears will appear automatically.

Amazingly, everyone whose debts are registered in this application will get a debt reminder via SMS automatically. SMS is sent using the BukuWarung number, so it’s free and don’t hesitate!

In addition, the BukuWarung application also allows you to find out the profit and loss easily. So there will be no more stories about salaries that feel quickly run out due to unorganized financial management.

Another advantage of the BukuWarung application is the security side, they store data online so that data is not prone to loss even if you change cellphones.

5. My finances

my finances

Finansialku is a good and safe application for managing your finances, because this application already has a CFP certificate (Certified Financial Planner). No wonder getting the certificate because this application is very helpful in controlling expenses and also income.

Here, you can specify budget based on the finances in your account. So, you can connect your Finansialku account with your accounts.

If you are confused in determining budget or have financial problems, then Finansialku is ready to provide accurate tips to manage finances effectively and efficiently.

6. Spendee


The Spendee app can be relied on to help you manage your finances every month. Spendee can record your expenses for various purposes. These include shopping and vacations.

You can also manage your finances together with your beloved partner or partner through the Shared Finance feature provided by Spendee.

Oh yes, the Spendee app can be linked to your bank account and e-wallet as well. Try the app here.

7. Money Manager

money manager_

The Money Manager application has a financial recording feature that can help you manage daily and monthly expenses.

This application will also provide financial reports consisting of daily, monthly, and even annual reports. You can download the financial reports recorded by Money Manager to your Android phone in various formats, one of which is PDF.

The Money Manager application is available in two languages, namely English and Indonesian. You can download this application for free via the following link.

8. My Wallet

my wallet_

Furthermore, there is another financial management application made by the nation’s children. Yes, this application is known as DompetKu.

DompetKu can help record your expenses, income and income. In fact, loan records and other debts are also available in this application. You can also add several bank accounts used in the DompetKu application.

This application will make periodic financial reports. Of course, these financial reports can be understood by anyone who uses the application

My Wallet. In order to maintain your privacy, this application provides a password and PIN that can protect your financial data. Download the DompetKu app here.

9. Expenses IQ

expenses iq_

Another money management app you can try is Expenses IQ. Expenses IQ will help you keep track of your finances, from expenses and income, to your loans.

In this application also available some interesting features. One of them is a billing reminder that will help you to pay bills on time.

This application also provides financial reports that are easy to understand, and of course can be downloaded to your smartphone.

Not only can it be used to manage personal finances, this application can also be relied on to manage company finances, you know. Try Expenses IQ here.

10. Sribuu


Sribuu is also an application made by the nation’s children. This financial management application can monitor your spending and income activities on a regular basis. Whether in the account, or even spending activity for online shopping.

The Sribuu application can help you to be wiser in managing your finances. The app will provide reports and create reminders so you can keep your finances organized with more discipline. Download the Sribuu application via this link.

Oh yes, if you also need an application to always remind your schedule every day, then you can immediately check some of the recommendations for the best schedule reminder applications in this article. I hope this helps!